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Secret takeaways
- Citi Flex Financing will let you withdraw specific otherwise each one of the offered Citi cards borrowing from the bank since a loan
- Delivering the funds due to the fact an excellent Citi Flex Financing gives a predetermined payment per month and you will repaired rate of interest up until the loan try paid down back in complete
- Citi Fold Loans bring lots of gurus, such as for instance not demanding an additional hard borrowing from the bank inquiry, however you will need certainly to manage the fresh new amounts to ensure they seem sensible to suit your condition
Credit cards give a handy solution to pay for informal instructions, yet there are usually times when you can even prefer bucks.
New Citi Fold Financing program is going to be a good replacement for running upwards an equilibrium on your own card for unforeseen expenditures or taking out a credit card payday loans. Cash advances generally require an initial payment (normally 5 percent of the advance count), and money you obtain begins accruing appeal in the an excellent highest changeable rate regarding big date you to definitely no elegance period.
If you are searching to have a far greater solution, Citi Bend Fund are worth examining. Here is how Citi Bend Money work in habit, and a few tips to make it easier to is a great option for your.
What’s an excellent Citi Fold Financing?
Citi Bend Funds and you will Urban area Flex Shell out are two applications you to definitely offer cardholders so much more flexible fee alternatives and you will repaired words as a result of Citi’s Citi Bend Preparations.
With good Citi Bend Financing, you might take-out financing on your eligible Citi card’s personal line of credit in the a predetermined interest. You may also decide how far you ought to use and you will accept toward a fixed payment and you may repaired rate of interest that persists into the longevity of the borrowed funds in the place of completing a separate app otherwise credit assessment.
Citi Flex Pay, at exactly the same time, is actually a flexible commission arrange for Citi cardmembers that allows qualified charge card orders becoming paid off over time that have a beneficial repaired Apr.
Both Citi Bend Money and you may Citi Fold Pay try available options after you perform an excellent Citi Bend Package., Citi’s program offering cardholders a whole lot more versatile commission possibilities and you may fixed conditions.